California Mortgage News

With Tax Season upon us, now is a great time to review your mortgage.
Your financial needs change over time and you may want to adjust your mortgage to those changing needs.  Some things to consider when reviewing your mortgage:
  • Budget: Lower Rate and Payment 
  • Home Improvement
  • Debt Consolidation
  • College tuition or paying off student loans
  • Investment or 2nd home purchase
Another thing to consider, if you are self employed, tax planning can be crucial to qualifying for an upcoming home purchase or refinance.  We all want to limit our tax liability but you should know that taking large tax write offs can significantly affect your qualifying income and thus your ability to qualify for a mortgage.  This is why I recommend speaking to your mortgage professional about any upcoming home purchases and or refinancing needs well in advance so that you can plan accordingly.  

Call us today for your free Mortgage Review:  (888) 525-6267
Posted by Michael Magness on February 5th, 2018 7:11 PM


English French German Portuguese Spanish